Delaware Home InsuranceFlood insurance discounts in Delaware
Flood discounts in Delaware
Flooding is never covered by a standard homeowners policy. But where you live can cut the price of a flood policy: communities in FEMA's Community Rating System earn their residents a discount automatically.
Of the 50 Delaware communities in the National Flood Insurance Program, 11 are in the rating system. Everywhere else, there is no community discount at all.
| Community | Class | Discount in high-risk zones |
|---|---|---|
| New Castle County | 5 | 25% |
| Newark | 7 | 15% |
| Lewes | 7 | 15% |
| New Castle | 8 | 10% |
| Bethany Beach | 8 | 10% |
Source: FEMA NFIP Community Status Book.
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